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Jun
25
2016
"The dumb money effect... bad timing is at the heart of this."
The UK leaving the
By
Rick Tomalty
on
June 25, 2016
in
Financial Advisors
,
Financial crisis
,
Financial Decision-making
,
Investing
,
Retirement Planning
,
Saving
,
Spending behaviours
,
The Value of Advice
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Yesterday, we woke to news that the citizens of the UK have voted to leave the European Union. While polls hinted that the...
Feb
18
2014
Can I retire WHEN I want, to do WHAT I want?!
Retirement Readine
By
Rick Tomalty
on
February 18, 2014
in
Budgeting
,
Financial Advisors
,
Financial Decision-making
,
Financial Literacy
,
Investing
,
Life Insurance
,
Pension Plans
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Retirement Planning
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Saving
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The Value of Advice
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My memory takes me back a number of years now to a gathering at a pool party in a friend’s backyard. I was part of a group...
Apr
01
2013
Setting your goal is emotional; attaining it calls for logic and discipline.
If the Sock Fits
By
Rick Tomalty
on
April 01, 2013
in
Budgeting
,
Financial Advisors
,
Financial Decision-making
,
Financial Literacy
,
Retirement Planning
,
Saving
,
Spending behaviours
,
The Value of Advice
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For some reason, I was particularly puzzled that morning. Perhaps it was one too many late-night hockey games, or maybe the...
Jan
24
2013
Strategic asset allocation accounts for 90% of a portfolio's return.
Tempted to roll th
By
Rick Tomalty
on
January 24, 2013
in
Financial Advisors
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Financial Decision-making
,
Financial Literacy
,
Financial Philosophy
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Investing
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Retirement Planning
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Saving
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The Value of Advice
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I had just returned from the ice surface to the dressing room, got settled in my place and was starting to remove my hockey gear...
Oct
16
2012
People do measurably better with a financial advisor than without one.
Go Figure…!
By
Rick Tomalty
on
October 16, 2012
in
Budgeting
,
Estate Planning
,
Financial Advisors
,
Financial Decision-making
,
Financial Literacy
,
Investing
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Life Insurance
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Retirement Planning
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Saving
,
The Value of Advice
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Just today, I woke up to a newscast that informed us of the resignation of a prominent political figure in our area. I suppose...
Aug
23
2012
Sometimes for better, sometimes for worse. Never for forever.
He SHOOTS…He
By
Rick Tomalty
on
August 23, 2012
in
Financial Advisors
,
Financial Decision-making
,
Financial Literacy
,
Financial Philosophy
,
Investing
,
Life Insurance
,
Retirement Planning
,
Saving
,
The Value of Advice
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1
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My 17 year-old son just went out of his way to make me look bad. Those of you with children – especially children of the...
Jun
01
2012
When choosing a financial advisor, don't ignore your gut...
Herman needs a new
By
Rick Tomalty
on
June 01, 2012
in
Financial Advisors
,
Financial Decision-making
,
Financial Literacy
,
Financial Philosophy
,
Investing
,
Saving
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I’ve been a Herman cartoon fan since the day I read my first cartoon…I think it was Hal the deer bemoaning the bulls-eye...
Mar
03
2012
Teaching basic money management to kids is as easy as 1-2-3!
Got Children? Tea
By
Rick Tomalty
on
March 03, 2012
in
Budgeting
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Financial Literacy
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Saving
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“Prepare the child for the path, not the path for the child”. The wise adage was on my mind when my wife and I...
Feb
28
2012
If life's a dance, it's "follow the leader"
Surviving the Mone
By
Rick Tomalty
on
February 28, 2012
in
Financial Literacy
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Financial Philosophy
,
Saving
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We have a neat little plaque on display in our home…it’s in my sight-line on the windowsill as I type this post. ...
Feb
23
2012
Saving, saving, saving...
everybody wants to, hardly anyone does.
Saving for tomorro
By
Rick Tomalty
on
February 23, 2012
in
Financial Literacy
,
Financial Philosophy
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Retirement Planning
,
Saving
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Came across an insightful video today that helps us understand why saving is such an elusive habit. According to Shlomo Benartzi...
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