The UK leaving the

Yesterday, we woke to news that the citizens of the UK have voted to leave the European Union. While polls hinted that the...

Feb182014

Can I retire WHEN I want, to do WHAT I want?!

Retirement Readine

My memory takes me back a number of years now to a gathering at a pool party in a friend’s backyard. I was part of a group...

Apr012013

Setting your goal is emotional; attaining it calls for logic and discipline.

For some reason, I was particularly puzzled that morning. Perhaps it was one too many late-night hockey games, or maybe the...

Jan242013

Strategic asset allocation accounts for 90% of a portfolio's return.

I had just returned from the ice surface to the dressing room, got settled in my place and was starting to remove my hockey gear...

Oct162012

People do measurably better with a financial advisor than without one.

Just today, I woke up to a newscast that informed us of the resignation of a prominent political figure in our area. I suppose...

Aug232012

Sometimes for better, sometimes for worse. Never for forever.

My 17 year-old son just went out of his way to make me look bad. Those of you with children – especially children of the...

Jun012012

When choosing a financial advisor, don't ignore your gut...

I’ve been a Herman cartoon fan since the day I read my first cartoon…I think it was Hal the deer bemoaning the bulls-eye...

Mar032012

Teaching basic money management to kids is as easy as 1-2-3!

By Rick Tomalty on March 03, 2012 in Budgeting , Financial Literacy , Saving with 0 comments

“Prepare the child for the path, not the path for the child”. The wise adage was on my mind when my wife and I...

Feb282012

If life's a dance, it's "follow the leader"

By Rick Tomalty on February 28, 2012 in Financial Literacy , Financial Philosophy , Saving with 0 comments

We have a neat little plaque on display in our home…it’s in my sight-line on the windowsill as I type this post. ...

Feb232012

Saving, saving, saving...
everybody wants to, hardly anyone does.

By Rick Tomalty on February 23, 2012 in Financial Literacy , Financial Philosophy , Retirement Planning , Saving with 0 comments

Came across an insightful video today that helps us understand why saving is such an elusive habit. According to Shlomo Benartzi...