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Jun
25
2016
"The dumb money effect... bad timing is at the heart of this."
The UK leaving the
By
Rick Tomalty
on
June 25, 2016
in
Financial Advisors
,
Financial crisis
,
Financial Decision-making
,
Investing
,
Retirement Planning
,
Saving
,
Spending behaviours
,
The Value of Advice
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0
comments
Yesterday, we woke to news that the citizens of the UK have voted to leave the European Union. While polls hinted that the...
Feb
18
2014
Can I retire WHEN I want, to do WHAT I want?!
Retirement Readine
By
Rick Tomalty
on
February 18, 2014
in
Budgeting
,
Financial Advisors
,
Financial Decision-making
,
Financial Literacy
,
Investing
,
Life Insurance
,
Pension Plans
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Retirement Planning
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Saving
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The Value of Advice
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My memory takes me back a number of years now to a gathering at a pool party in a friend’s backyard. I was part of a group...
Aug
28
2013
Commuting your Pension: An option worth exploring.
Time for a final c
By
Rick Tomalty
on
August 28, 2013
in
Commuting your pension
,
Defined Benefit Pension Plans
,
Defined Contribution Pension Plans
,
Financial Advisors
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Financial Decision-making
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Financial Literacy
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Investing
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Pension Plans
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Retirement Planning
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The Value of Advice
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I think back to my university sociology classes where we studied demographic graphs until my eyes crossed, and how much more...
Apr
01
2013
Setting your goal is emotional; attaining it calls for logic and discipline.
If the Sock Fits
By
Rick Tomalty
on
April 01, 2013
in
Budgeting
,
Financial Advisors
,
Financial Decision-making
,
Financial Literacy
,
Retirement Planning
,
Saving
,
Spending behaviours
,
The Value of Advice
with
1
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For some reason, I was particularly puzzled that morning. Perhaps it was one too many late-night hockey games, or maybe the...
Mar
01
2013
We're all guilty of it...
It’s Hard no
By
Rick Tomalty
on
March 01, 2013
in
Financial Advisors
,
Financial Decision-making
,
Financial Literacy
,
Financial Philosophy
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Investing
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Life Insurance
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Retirement Planning
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The Value of Advice
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Time for a pop quiz: what do former NBA star Dennis Rodman and North Korean leader Kim Jong-un have in common? Answer:...
Jan
31
2013
RRSPs, as an inheritance, often miss the mark
From Here to Heir:...
By
Rick Tomalty
on
January 31, 2013
in
Financial Decision-making
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Financial Literacy
,
Retirement Planning
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Spending behaviours
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I accepted the recent invitation to submit an article to an emerging online publication entitled Managing your Wealth. The...
Jan
24
2013
Strategic asset allocation accounts for 90% of a portfolio's return.
Tempted to roll th
By
Rick Tomalty
on
January 24, 2013
in
Financial Advisors
,
Financial Decision-making
,
Financial Literacy
,
Financial Philosophy
,
Investing
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Retirement Planning
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Saving
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The Value of Advice
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I had just returned from the ice surface to the dressing room, got settled in my place and was starting to remove my hockey gear...
Oct
16
2012
People do measurably better with a financial advisor than without one.
Go Figure…!
By
Rick Tomalty
on
October 16, 2012
in
Budgeting
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Estate Planning
,
Financial Advisors
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Financial Decision-making
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Financial Literacy
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Investing
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Life Insurance
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Retirement Planning
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Saving
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The Value of Advice
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Just today, I woke up to a newscast that informed us of the resignation of a prominent political figure in our area. I suppose...
Sep
08
2012
Financial basics that will help you start and finish strong
A virtual visit to
By
Rick Tomalty
on
September 08, 2012
in
Budgeting
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Estate Planning
,
Financial Decision-making
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Financial Literacy
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Investing
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Retirement Planning
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The Value of Advice
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At least once a week, our family visits the Mecca of consumerism – that bastion of capitalism – Costco. We joke amongst...
Aug
23
2012
Sometimes for better, sometimes for worse. Never for forever.
He SHOOTS…He
By
Rick Tomalty
on
August 23, 2012
in
Financial Advisors
,
Financial Decision-making
,
Financial Literacy
,
Financial Philosophy
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Investing
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Life Insurance
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Retirement Planning
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Saving
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The Value of Advice
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My 17 year-old son just went out of his way to make me look bad. Those of you with children – especially children of the...
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