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Jun
25
2016
"The dumb money effect... bad timing is at the heart of this."
The UK leaving the
By
Rick Tomalty
on
June 25, 2016
in
Financial Advisors
,
Financial crisis
,
Financial Decision-making
,
Investing
,
Retirement Planning
,
Saving
,
Spending behaviours
,
The Value of Advice
with
0
comments
Yesterday, we woke to news that the citizens of the UK have voted to leave the European Union. While polls hinted that the...
Feb
18
2014
Can I retire WHEN I want, to do WHAT I want?!
Retirement Readine
By
Rick Tomalty
on
February 18, 2014
in
Budgeting
,
Financial Advisors
,
Financial Decision-making
,
Financial Literacy
,
Investing
,
Life Insurance
,
Pension Plans
,
Retirement Planning
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Saving
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The Value of Advice
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My memory takes me back a number of years now to a gathering at a pool party in a friend’s backyard. I was part of a group...
Aug
28
2013
Commuting your Pension: An option worth exploring.
Time for a final c
By
Rick Tomalty
on
August 28, 2013
in
Commuting your pension
,
Defined Benefit Pension Plans
,
Defined Contribution Pension Plans
,
Financial Advisors
,
Financial Decision-making
,
Financial Literacy
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Investing
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Pension Plans
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Retirement Planning
,
The Value of Advice
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I think back to my university sociology classes where we studied demographic graphs until my eyes crossed, and how much more...
Apr
01
2013
Setting your goal is emotional; attaining it calls for logic and discipline.
If the Sock Fits
By
Rick Tomalty
on
April 01, 2013
in
Budgeting
,
Financial Advisors
,
Financial Decision-making
,
Financial Literacy
,
Retirement Planning
,
Saving
,
Spending behaviours
,
The Value of Advice
with
1
comments
For some reason, I was particularly puzzled that morning. Perhaps it was one too many late-night hockey games, or maybe the...
Mar
01
2013
We're all guilty of it...
It’s Hard no
By
Rick Tomalty
on
March 01, 2013
in
Financial Advisors
,
Financial Decision-making
,
Financial Literacy
,
Financial Philosophy
,
Investing
,
Life Insurance
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Retirement Planning
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The Value of Advice
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Time for a pop quiz: what do former NBA star Dennis Rodman and North Korean leader Kim Jong-un have in common? Answer:...
Jan
24
2013
Strategic asset allocation accounts for 90% of a portfolio's return.
Tempted to roll th
By
Rick Tomalty
on
January 24, 2013
in
Financial Advisors
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Financial Decision-making
,
Financial Literacy
,
Financial Philosophy
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Investing
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Retirement Planning
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Saving
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The Value of Advice
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I had just returned from the ice surface to the dressing room, got settled in my place and was starting to remove my hockey gear...
Oct
16
2012
People do measurably better with a financial advisor than without one.
Go Figure…!
By
Rick Tomalty
on
October 16, 2012
in
Budgeting
,
Estate Planning
,
Financial Advisors
,
Financial Decision-making
,
Financial Literacy
,
Investing
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Life Insurance
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Retirement Planning
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Saving
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The Value of Advice
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Just today, I woke up to a newscast that informed us of the resignation of a prominent political figure in our area. I suppose...
Aug
23
2012
Sometimes for better, sometimes for worse. Never for forever.
He SHOOTS…He
By
Rick Tomalty
on
August 23, 2012
in
Financial Advisors
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Financial Decision-making
,
Financial Literacy
,
Financial Philosophy
,
Investing
,
Life Insurance
,
Retirement Planning
,
Saving
,
The Value of Advice
with
1
comments
My 17 year-old son just went out of his way to make me look bad. Those of you with children – especially children of the...
Aug
01
2012
Your advisor can be your unfair advantage
This Circus needs
By
Rick Tomalty
on
August 01, 2012
in
Financial Advisors
,
Financial Decision-making
,
Spending behaviours
,
The Value of Advice
with
1
comments
As I write this blog, I am sitting in my parent’s living room surrounded by boxes and vacuum cleaners waiting for their cell...
Jun
01
2012
When choosing a financial advisor, don't ignore your gut...
Herman needs a new
By
Rick Tomalty
on
June 01, 2012
in
Financial Advisors
,
Financial Decision-making
,
Financial Literacy
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Financial Philosophy
,
Investing
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Saving
with
1
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I’ve been a Herman cartoon fan since the day I read my first cartoon…I think it was Hal the deer bemoaning the bulls-eye...
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