He SHOOTS…He

My 17 year-old son just went out of his way to make me look bad. Those of you with children – especially children of the...

Aug012012

Your advisor can be your unfair advantage

This Circus needs

As I write this blog, I am sitting in my parent’s living room surrounded by boxes and vacuum cleaners waiting for their cell...

Jun012012

When choosing a financial advisor, don't ignore your gut...

I’ve been a Herman cartoon fan since the day I read my first cartoon…I think it was Hal the deer bemoaning the bulls-eye...

May032012

Access to information abounds. Not so with insight.

As a child, among the most feared events of the month was haircut day. These were the days before Supercuts or First Choice...

Mar092012

Left to our own devices, we are hardwired for self-sabotage

By Rick Tomalty on March 09, 2012 in Budgeting , Spending behaviours with 2 comments

Every so often we encounter a situation that just drips with irony. A few days ago, I had one of those moments that will likely...

Mar032012

Teaching basic money management to kids is as easy as 1-2-3!

By Rick Tomalty on March 03, 2012 in Budgeting , Financial Literacy , Saving with 0 comments

“Prepare the child for the path, not the path for the child”. The wise adage was on my mind when my wife and I...

Feb282012

If life's a dance, it's "follow the leader"

By Rick Tomalty on February 28, 2012 in Financial Literacy , Financial Philosophy , Saving with 0 comments

We have a neat little plaque on display in our home…it’s in my sight-line on the windowsill as I type this post. ...

Feb232012

Saving, saving, saving...
everybody wants to, hardly anyone does.

By Rick Tomalty on February 23, 2012 in Financial Literacy , Financial Philosophy , Retirement Planning , Saving with 0 comments

Came across an insightful video today that helps us understand why saving is such an elusive habit. According to Shlomo Benartzi...

Feb212012

Right thinking today. Someday, your future-self will thank you!

By Rick Tomalty on February 21, 2012 in Financial Philosophy , Saving with 2 comments

Today is the start a short series of posts that I intend to tie together with some concrete steps that will help parents help...

Feb172012

We need to separate fact from fiction about life insurance with cash values

By Rick Tomalty on February 17, 2012 in Financial Literacy , Life Insurance with 0 comments

OK, right now I’m ticked. I was preparing a blog post that addressed how life insurance is the most unique financial...